Central Bank Digital Currency and Its Implications for Global Financial Systems

Author:

Sanjaya Karun1

Affiliation:

1. Symbiosis Law School, Symbiosis International University (Deemed), India

Abstract

Central bank digital currency (CBDC), the recently emergent digital representation of central bank currency, reflects a rapid expansion in the monetary response space. This chapter focuses on global CBDCs, how this innovation evolves globally, their effect or disruption to the existing financial ecosystem, and analyzing the likely opportunities and threats that they may pose to central banks, governments, financial institutions, and consumers at large: The research will highlight the comparisons among existing CBDC projects, the relevant policies, and the technology behind it to provide a clue behind the future of money and shape its world.

Publisher

IGI Global

Reference25 articles.

1. Adrian, T., He, D., Mancini-Griffoli, T., & Sun, T. (2023, November 20). Central Bank Digital Currency Development Enters the Next Phase. IMF. https://www.imf.org/en/Blogs/Articles/2023/11/20/central-bank-digital-currency-development-enters-the-next-phase

2. Bank for International Settlements. (2018). Committee on Payments and Market Infrastructures Markets Committee Central bank digital currencies. BIS. https://www.bis.org/cpmi/publ/d174.pdf

3. Bank for International Settlements. (2021a, June 23). CBDCs: an opportunity for the monetary system. BIS. https://www.bis.org/publ/arpdf/ar2021e3.htm

4. Bank for International Settlements. (2021b). Central bank digital currencies for cross-border payments report to the G20. BIS. https://www.bis.org/publ/othp38.pdf

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