ICTS, Digital Enterprise Transformation, and Banking Sector in Pakistan

Abstract

Countries in the developing world, as well as the developed world, are now exploring different ways of facilitating their development process through deployment and exploitation of ICTs within their economies to gain optimum output. More and more facilities are being offered by banks to facilitate their costumers with ease as well as convenience regarding e-banking. Digital enterprise transformation facilitates financial services organizations via enabling them to be more secure, compliant, as well as being digital. It modifies the experience of employees, partners, customers, and stakeholders. But, in Pakistan, this is not the case. As, people still refrain from using ICTs and e-banking in Pakistan, because of various issues. In spite of the fact that the literature encompassing remittances and criminal offenses is limited. Remittances sent by relatives from overseas are an imperative source of domestic income in the South Asian region. But unfortunately, its influence on crime has mainly been unexplored.