Affiliation:
1. Periya Management and Computer College, India
2. State Bank of India, India
3. Poornima University, India
Abstract
Off-balance-sheet activity played a vital role in helping banks limit long-term financial resources in the balance sheet report and increase the bank's profitability worldwide. The authors explored the determinates of OBS items with banking and economic factors influencing off-balance items in the measurement of banks' output of selected large banks in India for the duration of 2008 to 2017. This study used a multiple regression model to describe the logical connection between the role of OBS and its various determinants like bank size, CRAR loan SLR, NNPA, NIM, ROA, GDP, inflation for the said period. This study found that bank size and NIM were positively affected the OBS activities, whereas CRAR and loan negatively affected the OBSA of selected private sector banks.