Biological bases of crop insurance with state support

Abstract

Abstract Crop insurance is an important financial instrument for the stable and successful functioning of crop production, realized by reducing risks. The purpose of the study is to substantiate the need to take into account the individual varieties characteristics when insuring agricultural crops with state support. In this case, it is necessary to solve the following tasks: - to formulate the agricultural crops individual varieties biological characteristics; - to classify all emergencies according to the impact type on plants; - to substantiate (using the example of spring barley) the need to correct the existing approach when concluding crop insurance contracts with state support. When formulating insurance rules, it is necessary to use the capabilities of immunity genetics, which allows it to be rationally and purposefully applied in breeding programs to achieve resistance to abiotic and biotic compensated and non-compensated factors. As can be seen from the presented calculation, it cannot be said that the presence of a variety in the State Register of Breeding Achievements is a prerequisite for its successful cultivation. Therefore, it is necessary for each agricultural crop to identify a number of features, the presence of which makes this variety resistant to the totality of the given microregion all factors.