The factors affecting Arabica coffee farmers behaviour in Aceh Tengah Regency

Abstract

Abstract Arabica coffee is one of the leading export commodities that have high economic value. The study aims to describe the financial behaviour of arabica coffee farmers and to find out what factors influence the financial behaviour of arabica coffee farmers in Aceh Tengah Regency. The sample in this study was 147 samples taken by simple random sampling. This study uses descriptive statistics and ordinal logistic regression. The results of descriptive statistics show that the financial behaviour of arabica coffee farmers in Aceh Tengah Regency is good enough, with a percentage of 57%. This condition is not optimal in managing their finances because of the 9 statements used to measure financial behaviour, only 5 statements have been fulfilled. The results of the ordinal logistic regression have a significant effect at the 5% level (< 0.05), namely the variable financial knowledge in the low category (X1)1 0.0034, financial attitude in the fairly good category (X3)2 0.006, an elementary school education (X4)1, 0.012 junior high schools (X4)3 0.011 and high school (X4)4 0.002 on financial behaviour and income variable (X2) > 0.05, so it does not significantly affect the financial behaviour of arabica coffee farmers in Aceh Tengah Regency.