The nexus between monetary policy and housing in Egypt and South Africa

Author:

Abdel-Baki Monal

Abstract

Purpose – The purpose of this paper is to compare and contrast the effectiveness of monetary policy in boosting the housing sectors in each of Egypt and South Africa, and to detect the ability of the monetary agents of both nations to tame house prices. Design/methodology/approach – An eight-variate two-stage structural vector autoregressive model compares the efficacy of monetary policy during the period from 1975 to 2010 in alleviating housing shortages in both nations. Findings – The impact of monetary policy on the housing sector is not found to be uniformly effective. In economies with more developed mortgage markets, like South Africa, monetary agents can affect credit availability, provided that they react promptly to supply and demand shocks. In countries depending on off-plan sales, such as Egypt, monetary policy has a substantial impact on housing starts. Originality/value – This paper adds to the economic development literature since it elucidates how monetary policy could be employed as an unconventional tool to alleviate housing shortages in developing nations.

Publisher

Emerald

Subject

General Economics, Econometrics and Finance,General Business, Management and Accounting

Reference72 articles.

1. Abdel-Baki, M. (2010), “The effects of bank reforms on the monetary transmission mechanism in emerging market economies: evidence from Egypt”, African Development Review, Vol. 22 No. 4, pp. 526-539.

2. Al-Mashat, R. and Billmeier, A. (2008), “The monetary transmission mechanism in Egypt”, Working Papers No. WP/07/285, International Monetary Fund, Washington, DC.

3. American Chamber of Commerce (2003), The Construction Sector in Egypt: Development and Competitiveness, Business Studies and Analysis Center, ACC, Cairo.

4. Amisano, G. and Giannini, C. (1997), Topics in Structural VAR Econometrics, Springer, Berlin.

5. Bahaa Eldin, Z. , Mohieldin, M. and Nasr, S. (2004), “Prospects of mortgage markets in MENA countries: an analysis of financial, legal and institutional aspects with emphasis on the Egyptian case study”, Working Papers No. 200430, Economic Research Forum, Cairo.

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