1. Employee accounts were credited with 6 percent interest on December 31 based on accumulated savings at the beginning of the year (January 1). Interest was Paid on $50 increments only. For example, an employee whose savings with the firm totaled $257 on January 1, 1830 would be credited with $15 interest (6 percent of $250) on December 31, 1830.
2. United States Bureau of the Census, Historical Statistics of the United States, Colonial Times to 1957 (1960), pp. 180–81.
3. Lebergott, pp. 510–511.
4. Some Myths Die Hard—Urban Disamenities One More Time: A Reply;Williamson;JOURNAL,1981
5. Sheffield and Sweet Auburn—Amenities and Living Standerds in the British Industrial Revolution: A Comment;Pollard;JOURNAL,1981