Local Lending Practice: Borrowers in a Small Northeastern Industrial City, 1832

Local Lending Practice: Borrowers in a Small Northeastern Industrial City, 1832–1915

Published:1985-06 Issue:2 Volume:45 Page:393-403
ISSN:0022-0507
Container-title:The Journal of Economic History
language:en
Short-container-title:J. Eco. History

Author:

Beveridge Andrew A.

Abstract

An analysis of over 10,000 loans made by a major credit source in Keene, New Hampshire, from 1832 to 1897 is presented. The data sources are unique and include information on property ownership and wealth, occupation, involvement in businesses, age, and connections with the credit source. As time passed more funds were lent to borrowers out of the city and county, lending was used to support many new industrial and other enterprises, as well as for infrastructural and social capital investments. Many loans were made to individuals and businesses with close ties to the source of credit.

Publisher

Cambridge University Press (CUP)

Subject

Economics, Econometrics and Finance (miscellaneous),Economics and Econometrics,History

Reference23 articles.

1. Olmstead Alan , New York City Mutual Savings Banks, 1819–1861, pp. 97–116.

2. U.S. Bureau of the Census, “Manufacturers in New Hampshire,” (November 1921).

3. Industrial Borrowing by the New England Textile Mills, 1840–1860: A Comment;Vatter;JOURNAL,1961

4. Further analyses are underway which make use of more of the materials in the data base, which at this point is composed of 469,000 card image records, about 2.1 million with relational data included.

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