1. Department of Finance and Credit, Yuriy Fedkovych Chernivtsi National University, 2 Kotsyubynsky Str., 58012, Chernivtsi, Ukraine.
2. Department of Financial Technologies and Banking Business, Western Ukrainian National University, 11 Lvivska Str., 46009, Ternopil, Ukraine.
3. Department of International Economics, Marketing and Management, Ivano-Frankivsk Educational and Scientific Institute of Management, Western Ukrainian National University, 32 Dnistrovska Str., 76000, Ivano-Frankivsk, Ukraine.
4. Department of Philosophy, Kyiv National University of Construction and Architecture, 31 Povitroflotsky Avenue, 03037, Kyiv, Ukraine.
5. Department of Management, Marketing and Public Administration, IHE «Academician Yuriy Bugay International Scientific and Technical University», 3 Magnitogorsky Lane, Kyiv, 02000, Ukraine.