Investments on the Internet: Remote Transactions With the Electronic Equivalents of Obligations and Requirements

Abstract

Introduction: to date, transactions with complex new investment objects are investigated, including utilitarian digital rights, digital financial assets, and digital currency. In this regard, the author sets a goal: to analyze and investigate the features of remote investment transactions made by individuals (private investors) on the Internet. Methods: the methodological framework for the study was the methods of scientific cognition, among which the main ones are the methods of systematicity, analysis and comparative law. Results: the specifics of the circumstances justified by the fact that the category “electronic equivalents of obligations and requirements” should be fixed as the key concept that should be included in the title of the Federal Law “On Digital Financial Assets” instead of the word formation “digital financial assets”. Conclusions: based on the analysis of the legislation, it is necessary to simplify and modernize the structure of interaction between a private investor, an information system operator, an investment recipient and eliminate unnecessary irrational stages of their interaction using digital computer technologies of a smart contract. Based on the results of the study, the author offers recommendations for the development of standard smart contracts.