1. Department of Management, The Wharton School, University of Pennsylvania, Philadelphia
2. Department of Business Economics and Public Policy, The Wharton School, University of Pennsylvania, Philadelphia
3. Center for Health Incentives and Behavioral Economics, University of Pennsylvania, Philadelphia
4. Department of Biostatistics, Epidemiology, and Informatics, Perelman School of Medicine, University of Pennsylvania, Philadelphia
5. Department of Medicine, Perelman School of Medicine, University of Pennsylvania, Philadelphia
6. Corporal Michael J. Crescenz VA Medical Center, Philadelphia, Pennsylvania
7. Department of Medicine and Medical Ethics and Health Policy, Perelman School of Medicine, University of Pennsylvania, Philadelphia
8. Department of Social and Decision Sciences, Carnegie Mellon University, Pittsburgh, Pennsylvania
9. Department of Health Policy and Management, T. H. Chan School of Public Health, Harvard University, Boston, Massachusetts
10. CVS Health, Woonsocket, Rhode Island
11. Rutgers New Jersey Medical School, Newark, New Jersey