1. LDI Center for Health Incentives and Behavioral Economics, University of Pennsylvania, Philadelphia 7Division of Biostatistics, New York University, New York
2. Medical Ethics and Health Policy, University of Pennsylvania Perelman School of Medicine, Philadelphia6LDI Center for Health Incentives and Behavioral Economics, University of Pennsylvania, Philadelphia
3. Medical Ethics and Health Policy, University of Pennsylvania Perelman School of Medicine, Philadelphia2Penn Medicine Center for Health Care Innovation, University of Pennsylvania Health System, Philadelphia6LDI Center for Health Incentives and Behavioral Economics, University of Pennsylvania, Philadelphia
4. University of Pennsylvania Health System, Philadelphia
5. Operations and Information Management, Wharton School of the University of Pennsylvania, Philadelphia
6. Humana, Louisville, Kentucky
7. Horizon Blue Cross Blue Shield, Newark, New Jersey
8. Independence Blue Shield, Philadelphia, Pennsylvania
9. Aetna, Hartford, Connecticut
10. Department of Medicine, University of Pennsylvania Perelman School of Medicine, Philadelphia