Employment Rank and the Choice of Health Insurance Benefit Scheme among Bangladeshi Civil Servants-Reference-Cited by-同舟云学术

Employment Rank and the Choice of Health Insurance Benefit Scheme among Bangladeshi Civil Servants

Published:2021-05-20 Issue:1 Volume:16 Page:81-122
ISSN:2153-3792
Container-title:Asia-Pacific Journal of Risk and Insurance
language:en
Short-container-title:

Author:

Hamid Syed Abdul¹^ORCID,Begum Afroza²,Ahsan Syed M³,Howlader Sushil Ranjan¹,Uddin Azhar⁴,Rahman Taslima⁵,Rahman Md. Hafizur⁶

Affiliation:

1. Professor, Institute of Health Economics , University of Dhaka , Dhaka 1000 , Bangladesh

2. Assistant Professor, Department of Statistics , University of Chittagong , Chittagong 4331 , Bangladesh

3. Emeritus Professor, Department of Economics , Concordia University , Montreal , Canada

4. Assistant Professor, Institute of Health Economics , University of Dhaka , Dhaka 1000 , Bangladesh

5. Associate Professor, Institute of Health Economics , University of Dhaka , Dhaka 1000 , Bangladesh

6. Additional Secretary, Ministry of Commerce , Government of Bangladesh , Dhaka 1000 , Bangladesh

Abstract

Abstract This study surveys 622 Bangladeshi civil servants of all administrative jurisdictions and elicits their preference for health insurance schemes. The latter vary in the amount of sum assured as well as in terms of premium sharing rules with the government. The paper also explores the financial burden that the premium subsidy may impose on the exchequer and the state’s fiscal capacity to shoulder it. We discover a very high willingness to join the scheme. Though all three premium-sharing options posit flat rates common for all employment ranks, respondents appear to prefer premiums proportional to their basic salary.

Publisher

Walter de Gruyter GmbH

Link

https://www.degruyter.com/document/doi/10.1515/apjri-2019-0020/pdf

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