1. Department of Technical and Vocational Education, Alex Ekwueme Federal University, Ndufu-Alike Ikwo, Nigeria
2. Lincoln International Business School, University of Lincoln, Lincoln, UK.
3. Department of Business Administration, Alex Ekwueme Federal University, Ndufu-Alike Ikwo, Nigeria
4. Department of Accountancy, Banking and Finance, Alex Ekwueme Federal University, Ndufu-Alike Ikwo, Nigeria