1. Department of Economics and Finance, University of North Carolina Wilmington, Wilmington, NC, USA
2. Congdon School of Supply Chain, Business Analytics, and Information Systems, University of North Carolina Wilmington, Wilmington, NC, USA
3. School of Health and Applied Human Sciences, University of North Carolina Wilmington, Wilmington, NC, USA
4. Department of Marketing, University of North Carolina Wilmington, Wilmington, NC, USA