1. ”Victor Slăvescu” Center for Financial and Monetary Research, Romanian Academy, Bucharest Romania
2. Department of Money and Banking and Cefimo, Faculty of Finance and Banking, Bucharest University of Economic Studies, Bucharest, Romania
3. Department of Finance, Faculty of Finance and Banking, Bucharest University of Economic Studies, Bucharest, Romania
4. Department of Finance and Cefimo, Faculty of Finance and Banking, Bucharest University of Economic Studies, Bucharest, Romania