1. E-Commerce Department, College of Administrative and Financial Sciences, Saudi Electronic University, Riyadh, Saudi Arabia
2. Management Department, Symbiosis Institute of Business Management, Pune. Symbiosis International (Deemed University), Pune, India
3. Management Department, IIMS Pune, Pune, Maharashtra, India
4. Management Department, Symbiosis Institute of Business Management, Symbiosis International (Deemed University), Pune, India