1. Finance Department, University Utara Malaysia (UUM), Sintok, Kedah, Malaysia
2. School of Economics, Finance and Banking (SEFB), University Utara Malaysia (UUM), Sintok, Kedah, Malaysia
3. Faculty of Economics, Prince of Songkla University (PSU), Hat Yai, Songkhla, Thailand
4. Economics Department, Research Center for Fundamental Economic Development and Agricultural Economic Potential in the South Region, Hat Yai, Songkhla, Thailand