1. Ho Chi Minh City University of Foreign Languages-Information Technology, HUFLIT, Ho Chi Minh, Vietnam
2. University of Finance and Marketing, Ho Chi Minh, Vietnam
3. UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia
4. Swansea University Bay Campus, Swansea, UK
5. Pune & Symbiosis International (Deemed University), Pune, India
6. School of Finance and Economics, Nanchang Institute of Technology, Nan Chang, People’s Republic of China
7. School of Economics and Management, Yunnan Normal University, Kunming, People’s Republic of China
8. Nanchang Institute of Technology, Nan Chang, People’s Republic of China
9. Chang Jung Christian University, Tainan, Taiwan