1. Carl Desantis 5149, Huizenga College of Business & Entrepreneurship, Nova Southeastern University, 3301 College Avenue, Fort Lauderdale, FL 33314-7796, USA
2. Fogelman College of Business and Economics, University of Memphis, 3675 Central Avenue, Memphis, TN 38152, USA
3. College of Business Administration, Florida International University, 11200 S.W. 8th Street RB 204BA, Miami, FL 33199, USA