1. Department of Statistics, Faculty of Sciences, King Abdulaziz University, Jeddah, Saudi Arabia
2. Department of Finance, College of Business Administration, King Saud University, Riyadh, Saudi Arabia
3. Department of Commercial Law, College of Law and Political Science, King Saud University, Riyadh, Saudi Arabia
4. Department of Industrial and Management Engineering, POSTECH, Pohang, Republic of Korea