1. School of Business, Nanjing University of Information Science and Technology, Nanjing, Jiangsu, China
2. Yangtze River Institute of International Digital Trade Innovation and Development, Nanjing University of Information Science and Technology, Nanjing, Jiangsu, China
3. Department of Financial Engineering, Providence University, Taichung, Taiwan
4. Department of International Business, National Taiwan University, Taipei, Taiwan