1. Department of Management and Marketing, Mike Cottrell College of Business, University of North Georgia, Oakwood, GA, USA
2. Department of Information Systems, Finance, and Accounting, College of Business, California State University, Chico, CA, USA
3. Black School of Business, Penn State Erie, The Behrend College, Erie, PA, USA
4. Department of Information Technology and Decision Sciences, G. Brint Ryan College of Business, University of North Texas, Denton, TX, USA