1. DeGroote School of Business, McMaster University, 1280 Main St W, Hamilton, ON L8S 4L8, Canada
2. University of the Witwatersrand, Johannesburg, Private Bag 3, Wits 2050, South Africa
3. Central Business School, Central University, P.O. Box 2305, Tema, Ghana
4. Faculty of Business, Department of Marketing, University of Botswana, 4775 Notwane Rd, Gaborone, Botswana
5. Perez University College, Ghana