1. Department of Management and Entrepreneurship, Williams College of Business, Xavier University, 3800 Victory Parkway, Cincinnati, OH 45207, USA
2. Department of Business Administration, University of Professional Studies, P. O. BOX LG 149, Accra, Legon, Ghana
3. Faculty of Management Studies, School of Research Ad Graduate Studies, University Of Professional Studies, P. O. Box LG 149, Accra, Ghana
4. Business Administration Department, University of Professional Studies, P. O. Box LG 149, Accra, Ghana