1. Centre for the Business and Economics of Health, The University of Queensland, St. Lucia, Queensland, Australia
2. Network for Socioeconomic, Research and Advancement (NESRA), Accra, Ghana
3. Department of Banking and Finance, University of Professional Studies, Accra, Ghana
4. Department of Management and Administration, School of Business and Management Studies, Cape Coast Technical University, Cape Coast, Ghana
5. Department of Economics, Kwame Nkrumah University of Science and Technology, Kumasi, Ghana