1. Faculty of Business Studies, Arab Open University, Riyadh, Saudi Arabia
2. College of Business Administration, Al Yamamah University, Riyadh, Saudi Arabia
3. Department of Finance, Fintech & Blockchain Research Center, and Big Data Research Center, Asia University, Taichung, Taiwan
4. Department of Medical Research, China Medical University Hospital, Taichung, Taiwan
5. Department of Economics and Finance, The Hang Seng University of Hong Kong, Siu Lek Yuen, Hong Kong
6. College of Business Administration, American University in the Emirates, Dubai, United Arab Emirates
7. Department of Business Administration, Sukkur IBA University, Sukkur, Pakistan