1. Department of Accounting,Economics, and Finance School of Business, Law, and Entrepreneurship Swinburne University of Technology, Melbourne, Australia
2. Department of Economics, Yarmouk University, Irbid, Jordan
3. Department of Economics, Johannes Kepler University of Linz, A-4040 Linz-Auhof, Austria
4. School of Business, Victoria University, Melbourne, Australia
5. Computer Department, Community College, Imam Abdulrahman Bin Faisal University, Dammam, Saudi Arabia