1. Columbia Uplift Inc, Columbia University in the City of New York, Casper, WY, USA
2. Lahore School of Business, The University of Lahore, Lahore, Pakistan
3. School of Finance and Banking, University of Utara Malaysia, Sintok Kedha, Malaysia
4. Tsinghua University, Haidian District, Beijing, China
5. Business Administration, Columbia University in the City of New York, New York, USA
6. Department of Business Administration, Morehouse College, Atlanta, GA, USA
7. Business Administration, University of Gloucestershire, Cheltenham, UK