1. Department of Business Administration, Rawalpindi Women University, Rawalpindi, Pakistan
2. Institute of Business Studies, Kohat University of Science and Technology, Kohat, Pakistan
3. Institute of Business and Management Sciences, Faculty of Management and Computer Sciences, The University of Agriculture, Peshawar, Pakistan
4. NUST Business School, National University of Sciences and Technology, Islamabad, Pakistan
5. Finance, Control and Law Department, Montpellier Business School, Montpellier, France