1. School of International Business-Marketing, University of Economics Ho Chi Minh City, Ho Chi Minh City, Vietnam
2. Faculty of Business Administration, Ho Chi Minh University of Banking, Vietnam
3. School of Management, University of Economics Ho Chi Minh City, Ho Chi Minh City, Vietnam
4. Faculty of Economics, Thu Dau Mot University, Binh Duong, Vietnam
5. Business Administration Department, National Central University, Taoyuan City, Taiwan, ROC