1. School of Economics, Jinan University, Guangzhou, People’s Republic of China
2. Department of Economics, University of Kansas, Lawrence, KS, USA
3. Center for Financial Stability, New York, NY, USA
4. Department of Economics, Emory University, Atlanta, GA, USA
5. Institute of Chinese Financial Studies, Southwestern University of Finance and Economics, Chengdu, People’s Republic of China
6. School of Economics and Management, Hanshan Normal University, Chaozhou, People’s Republic of China