1. School of Wealth Management, Ningbo University of Finance and Economics, Ningbo, People’s Republic of China
2. Nottingham University Business School China, UNNC-NFTZ Blockchain Laboratory, University of Nottingham Ningbo China, Ningbo, People’s Republic of China
3. Centre for English Language Education, University of Nottingham Ningbo China, Ningbo, People’s Republic of China
4. Institute of New Structural Economics (INSE), Peking University, Beijing, People’s Republic of China