1. Institute for International Economic Studies, Stockholm University, 106 91 Stockholm, Sweden, and CESifo (email: )
2. Department of Psychology and Woodrow Wilson School of Public and International Affairs, Princeton University, 427 Peretsman-Scully Hall, Princeton, NJ 08540, NBER, and Busara Center for Behavioral Economics (email: )
3. Department of Economics, University of Oxford, Keble College, Parks Road, Oxford, OX1 3PG, United Kingdom, and CSAE (email: )