1. Bagnall, J., Bounie, D., Huynh, K. P., Kosse, A., Schmidt, T., & Schuh, S. (2016). Consumer cash usage: A cross-country comparison with payment diary survey data. International Journal of Central Banking, 12(4), 1–61.
2. Chen, H., Felt, M., & Huynh, K. P. (2017). Retail payment innovations and cash usage: Accounting for attrition by using refreshment samples. Journal of the Royal Statistical Society, A180(2), 503–530.
3. Dubin, J. A. (1982). Economic theory and estimation of the demand for consumer durable goods and their utilization: Appliance choice and the demand for electricity. Ph.D. Dissertation. Massachusetts Institute of Technology. https://dspace.mit.edu/bitstream/handle/1721.1/102707/09915639-MIT.pdf?sequence=1&isAllowed=y. Accessed 17 June 2020.
4. Dubin, J. A., & McFadden, D. L. (1984). An econometric analysis of residential electric appliance holdings and consumption. Econometrica, 52(2), 345–362.
5. Esselink, H., & Hernández, L. (2017). The use of cash by households in the euro area. European Central Bank, Occasional Paper Series, No. 201.