1. Adrian, T. (2022). A Cross-Border Payments, Exchange, and Contracting Platform for the 21st Century, speech available at https://www.imf.org/en/News/Articles/2022/11/18/sp-cross-border-payments-exchange-contracting-platform-21st-century.
2. Alisha, Chhangani. (2023). Snapshot: Which Countries have made the most Progress on CBDCs so far in 2023. https://www.atlanticcouncil.org/blogs/econographics/which-countries-have-made-the-most-progress-in-cbdcs-so-far-in-2023/
3. Andolfatto, D. (2018). Assessing the Impact of Central Bank Digital Currency on Private Banks. Working Papers 2018–026, Federal Reserve Bank of St. Louis, revised 22 Apr 2020.
4. Bank for International Settlements Annual Report (2021). CBDCs: An Opportunity for the Monetary System, https://www.bis.org/publ/arpdf/ar2021e3.pdf
5. Brunnermeier, M. K., & Niepelt, D. (2019). On the Equivalence of Private and Public Money. Journal of Monetary Economics, 106, 27–41. https://doi.org/10.1016/j.jmoneco.2019.07.004