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3. Becker, Gary S.The Economics of Discrimination (2nd Edition). Chicago: University of Chicago Press (1971).
4. Berkovec, James, Glenn Canner, Stuart Gabriel, and Timothy Hannan. ?Race and Residential Mortgage Defaults: Evidence from the FHA-Insured Single-Family Loan Program.? Conference Paper, U.S. Department of Housing and Urban Development Conference on Discrimination and Mortgage Lending, Washington, D.C. (May 1993).
5. Board of Governors of the Federal Reserve System. ?Feasibility Study on the Application of the Testing Methodology to the Detection of Discrimination in Mortgage Lending.? Staff Analysis (June 1991).