1. Beaver W H, Financial ratios as predictors of failure, Journal of Accounting Research, 1966, 4: 71–111.
2. Boyes W J, Hoffman D L, and Low S A, An econometric analysis of the bank credit scoring problem, Journal of Econometrics, 1989, 40(1): 3–14.
3. Mays E, Handbook of Credit Scoring, Glenlake Publishing Company, Ltd, Chicago, 2001.
4. Abdelmoula A K, Bank credit risk analysis with k-nearest-neighbor classifier: Case of Tunisian banks, Accounting and Management Information Systems, 2015, 14(1): 79.
5. Morgan J P, Creditmetrics-Technical Document, JP Morgan, New York, 1997.