Watch your Wallet closely with online microloans: a two-stage model for delinquency and default risk management

Author:

Han Jiayan,Lu TianORCID,Xu Yunjie,Zhang Chenghong

Publisher

Springer Science and Business Media LLC

Subject

Human-Computer Interaction,Economics, Econometrics and Finance (miscellaneous)

Reference60 articles.

1. Agarwal, S., & Liu, C. (2003). Determinants of credit card delinquency and bankruptcy: Macroeconomic factors. Journal of Economics and Finance, 27(1), 75–84.

2. Bachmann, A., Becker, A., Buerckner, D., Hilker, M., Kock, F., Lehmann, M., et al. (2011). Online peer-to-peer lending: A literature. Journal of Internet Bank Commerce, 16(2), 1–18.

3. Berger, S.C., and Gleisner, F. (2007). Electronic marketplaces and intermediation: An empirical investigation of an online P2P lending marketplace. Retrieved April 14, 2016 from http://www.fmpm.ch/docs/11th/papers_2008_web/F2a.pdf

4. Berger, S.C., and Gleisner, F. (2009). Emergence of financial intermediaries in electronic commerce: The case of online P2P lending. Retrieved April 14, 2016, from www.businessresearch.org

5. Cadena, X., & Schoar, A. (2011). Remembering to pay? Reminders versus financial incentives for loan payments (No. w17020). NBER.

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