1. Altman, E.I., R. Avery, R. Eisenbeis, and J. Stinkey. (1981). Application of Classification Techniques in Business, Banking and Finance. Greenwich: JAI Press,.
2. Baesens, B., T. Van Gestel, S. Viaene, M. Stepanova, J. Suyken, and J. Vanthienen. (2003). “Benchmarking State-of-the-Art Classification Algorithms for Credit Scoring.” Journal of the Operational Research Society, 54, 627–635.
3. Bates, J.M. and C.W.J. Granger. (1969). “The Combination of Forecasts,” Operational Research Quarterly, 20(4), 541–468.
4. Blake, C., E. Keogh, and C.J. Merz. (1998), “UCI Repository of Machine Learning Data Bases,” University of California, Department of Information and Computer Science, Irvine, CA (http://www.ics.uci.edu/~mlearn/MLRepository.html).
5. Boyle M., J.N. Crook, R. Hamilton, and L.C. Thomas. (1992). “Methods for Credit Scoring Applied to Slow Payers.” In L.C. Thomas, J.N. Crook, and D.B. Edelman (eds.), Credit scoring and Credit Control. Oxford: Oxford University Press, pp. 75–90.