1. Alves, N., Centeno, M., & Novo, A. (2010). Investment in education in Portugal: Returns and heterogeneity. Banco de Portugal Economic Bulletin, 16(1), 9–36. Retrieved from Banco de Portugal website https://www.bportugal.pt/ .
2. Arrondel, L., Bartiloro, L., Fessler, P., Lindner, P., Mathä, T. Y., Rampazzi, C., … Vermeulen, P. (2014). How do households allocate their assets? Stylised facts from the Eurosystem household finance and consumption survey. Retrieved from ECB website https://www.ecb.europa.eu/ .
3. Arrondel, L., & Savignac, F. (2015). Risk management, housing and stockholding. Applied Economics, 47(39), 4208–4227. https://doi.org/10.1080/00036846.2015.1026585 .
4. Barasinska, N., Schäfer, D., & Stephan, A. (2012). Individual risk attitudes and the composition of financial portfolios: Evidence from German household portfolios. The Quarterly Review of Economics and Finance, 52(1), 1–14. https://doi.org/10.1016/j.qref.2011.10.001 .
5. Brueckner, J. K. (1997). Consumption and investment motives and the portfolio choices of homeowners. The Journal of Real Estate Finance and Economics, 15(2), 159–180. https://doi.org/10.1023/A:1007777532293 .