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4. Aronowitz, M., Golding, E. L., & Choi, J. H., The Unequal Costs of Black Homeownership, MIT Golub Center for Finance and Policy (Oct. 1, 2020), http://gcfp.mit.edu/wpcontent/uploads/2020/10/Mortgage-Cost-for-Black-Homeowners-10.1.pdf.
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