1. Allgood, S., & Walstad, W. B. (2016). The effects of perceived and actual financial literacy on financial behaviors. Economic inquiry, 54(1), 675–697. https://doi.org/10.1111/ecin.12255
2. Barr, M. S., & Sherraden, M. W. (2005). Institutions and inclusion in saving policy. In N. Retsinas & E. Belsky (Eds.), Building assets, building wealth: Creating wealth in low-income communities (pp. 286–315). Brookings Institution Press.
3. Beverly, S. G., & Sherraden, M. (1999). Institutional determinants of saving: Implications for low-income households and public policy. The Journal of Socio-Economics, 28(4), 457–473. https://doi.org/10.1016/S1053-5357(99)00046-3
4. Beverly, S., Sherraden, M., Cramer, R., Williams Shanks, T., Nam, Y., & Zhan, M. (2008). Determinants of asset holdings. In S. M. McKernan & M. Sherraden (Eds.), Asset building and low-income families (pp. 89–152). Urban Institute Press.
5. Birkenmaier, J., Despard, M. R., & Friedline, T. (2018). Policy recommendations for financial capability and asset building by increasing access to safe, affordable credit. Grand Challenges for Social Work Initiative Policy Brief, 11(2), 1–3.