1. George Benston, “The Optimal Banking Structure: Theory and Evidence,”Journal of Bank Research, Winter, 1973.
2. Lionel Kalish, “Essays on Potential Competition,” Working Paper No. 69, Federal Home Loan Bank Board, September 1978.
3. Stephen Rhoades, “A Clarification of the Potential Competition Doctrine in Bank Merger Analysis,” Journal of Bank Research, Spring, 1975.