1. Kenneth J. Arrow, Essays in the Theory of Risk Bearing, Chicago 1971.
2. Kenneth J. Arrow, “Optimal Insurance and Generalized Deductibles,” Rand Corp., R-1108OEO, Feb. 1973.
3. K. Borch, “The Safety Loading of Reinsurance Premiums,” Skand. Aktuarietidskrift, 1960, 162–84.
4. K. Borch, “Equilibrium in a Reinsurance Market,” Econometrica, July 1962, 30, 424–44.
5. J. P. Gould “The Expected Utility Hypothsis and the Selection of Optimal Deductibles for a Given Insurance Policy,” J. Bus., Univ. Chicago,Apr. 1969, 42,143–51.