1. Pennsylvania Coal Mining Asso. v. Insurance Dept. 471 Pa. 437, 370 A.2d 685 (Pa. 1977)
2. . Shavers v. Kelly 402 Mich. 554, 267 N.W.2d 72 (1977) cert. denied Allstate Ins. Co. v. Kelley 442 U.S. 934,61 L.Ed.2d 303, 99 S.Ct. 2869 (1979)
3. 3.Royal Globe Ins. Co. v. Superior Court of Butte County 23 Cal.3d 880, 153 Cal. Rptr. 842, 592 P.2d 329 (1979)
4. .Seeman v. Liberty Mutual Ins. Co. 322 N.W.2d 35 (Iowa 1982)
5. New Jersey State AFL-CIO v. Bryant 55 N.J. 171,260 A.2d 225 (1969)