1. Annenkova, E. (2023). The mechanism of digital transformation of Russian banks in modern conditions. Intellect Innovations Investments, 3, 42–51.
2. Ayhan, F., & Darici, B. (2022). Digital transformation and new approaches in trade, economics, finance and banking.
3. Bubnova, Y. B. (2021). The role of the state in ensuring digital transformation of banking sector. In SHS Web of Conferences.
4. Diener, F., & Spacek, M. (2020). Implementation barriers in digital transformation: A qualitative perspective on German banking. In The 14th international days of statistics and economics, Prague, September 10–12, 2020.
5. Elsheikh, A. S. (2022). Blockchain analytics reference architecture for FinTech - A positioning paper: Advancing FinTech with blockchain, data analytics, and enterprise architecture. In Proceedings of the Federated Africa and Middle East Conference on Software Engineering.