1. Abdulhakeem, S. A., & Hu, Q. (2021). Powered by Blockchain technology, DeFi (decentralized finance) strives to increase financial inclusion of the unbanked by reshaping the world financial system. Modern Economy, 12(01), 1–16. https://doi.org/10.4236/me.2021.121001
2. Aquilina, M., Frost, J., & Schrimpf, A. (2023). Decentralised finance (DeFi): A functional approach. SSRN Electronic Journal, 1–26. https://doi.org/10.2139/ssrn.4325095
3. Astalin, P. K. (2013). Qualitative research designs: A conceptual framework. International Journal of Social Science & Interdisciplinary Research, 2(1), 118–124. indianresearchjournals.com
4. Boar, C., Holden, H., & Wadsworth, A. (2020). Impending arrival–a sequel to the survey on central bank digital currency. BIS Papers, 107, 19.
5. Denzin, N., & Lincoln, Y. (2005). The sage handbook of qualitative research. Sage Publications.