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https://www.sec.gov/news/speech/2014-spch061014laa
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https://doi.org/10.1109/ACSAC.2001.991552
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https://www.bsi.bund.de
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http://www.agcs.allianz.com/insights/white-papers-and-case-studies/allianz-risk-barometer-2016
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https://www.coso.org/Pages/erm-integratedframework.aspx