1. Allen, F., Bartilorob, L., Guc, X., & Kowalewski, O. (2018). Does economic structure determine financial structure? Journal of International Economics,114, 389–409.
2. Bae, K., Han, D., & Sohn, H. (2012). Importance of access to finance in reducing income inequality and poverty level. International Review of Public Administration,17(1), 55–77.
3. Biyase, M., & Fisher, B. (2017). Determinants of access to formal credit by the poor households. Studia Universitatis Babes-Bolyai Oeconomica, 62(1). Retrieved from https://content.sciendo.com/view/journals/subboec/62/1/article-p50.xml.
4. Bouman, F. J. A. (1989). Small, short and unsecured: informal rural finance in India. New Delhi and New York: Oxford University Press.
5. Clarke, G. R. G., Xu, L. C., & Zou, H. (2006). Finance and income inequality: What do the data tell us? Southern Economic Journal,72, 578–596.